Privacy Policy
At Panexy, we’re passionate about empowering your financial journey—and that includes safeguarding your privacy with the same energy and dedication! This Privacy Policy explains how we collect, use, protect, and share your personal information when you invest with us, join our referral program, or interact with our platform. We’re committed to transparency, security, and cheering your growth every step of the way!
Last Updated: Jan 09, 2026
1. Who We Are
Panexy, headquartered in Varaždin, Croatia, is your trusted partner in financial growth. We offer investment packages, referral rewards, and consulting services designed to energize your wealth-building journey. Protecting your data is a core part of our mission—because when you thrive, we thrive!
2. Information We Collect
We collect information to provide you with the best possible experience. Here’s what we gather:
- Personal Information: Name, email address, phone number, date of birth, and residential address—provided when you sign up or update your profile.
- Financial Information: Payment details (e.g., wallet addresses, bank details) for deposits and withdrawals, plus investment package selections.
- Usage Data: IP address, browser type, device info, pages visited, and timestamps when you use our site.
- Referral Data: Details about users you refer and their activity, to calculate your bonuses.
We only collect what’s necessary to fuel your success—nothing more, nothing less!
3. How We Collect Your Information
We gather data in these energetic ways:
- Directly from You: When you register, deposit funds, request withdrawals, or contact support.
- Automatically: Via cookies, analytics tools, and server logs as you navigate our platform.
- Third Parties: From payment processors, KYC verification services, or referral partners to ensure smooth operations.
We’re always working to make your experience seamless and secure—data collection is just part of the cheer!
4. How We Use Your Information
Your data powers our mission to help you grow. We use it to:
- Process deposits, calculate returns, and handle withdrawals for your investment packages.
- Manage and reward your participation in our Referral Rewards Program.
- Verify your identity and comply with AML (Anti-Money Laundering) and KYC regulations.
- Improve our platform with analytics—making it faster, smarter, and more user-friendly.
- Send you updates, promotions, and support messages (you can opt out anytime!).
- Prevent fraud, secure your account, and resolve disputes.
We’re all about honest development—your info helps us build a stronger, more vibrant community!
5. How We Share Your Information
We don’t sell your data—period. We only share it when necessary, and always with care:
- Service Providers: Payment processors, KYC vendors, and IT support teams who help us operate.
- Legal Compliance: With authorities if required by law or to protect our rights.
- Business Transfers: In case of a merger or acquisition, your data stays protected under these terms.
We partner with trusted allies to keep the energy flowing—your privacy remains our priority!
6. Cookies and Tracking
We use cookies to enhance your experience:
- Essential Cookies: Keep you logged in and ensure site functionality.
- Analytics Cookies: Track usage patterns to optimize our platform.
- Marketing Cookies: Deliver tailored offers (optional—you control this!).
You can manage cookie preferences in your browser settings. We’re all about giving you control with a dash of cheer!
7. Data Security
We protect your data with top-tier measures:
- Encryption for transactions and stored information.
- Secure servers and regular security audits.
- Access controls to limit who can view your data.
While no system is 100% foolproof, we’re relentlessly working to keep your info safe—because your trust fuels our energy!
8. Your Rights
You’re in charge of your data! Under GDPR and Croatian law, you can:
- Access: Request a copy of your personal information.
- Correct: Update inaccurate details.
- Delete: Ask us to erase your data (subject to legal obligations).
- Restrict: Limit how we use your info in certain cases.
- Object: Opt out of marketing or specific processing.
- Portability: Get your data in a transferable format.
Email us at support@Panexy.com to exercise these rights—we’ll respond with enthusiasm within 30 days!
9. Data Retention
We keep your data only as long as needed:
- Active accounts: Retained while you’re with us.
- Financial records: Kept for 7 years per legal requirements.
- Inactive accounts: Deleted after 2 years, unless otherwise required.
We’re committed to a lean, honest approach—once it’s no longer needed, it’s gone!
10. International Transfers
As a Croatia-based company, your data is primarily stored in the EU. If transferred outside (e.g., to payment processors), we ensure GDPR-compliant safeguards are in place. We’re global in spirit but local in protection!
11. Third-Party Links
Our site may link to external platforms (e.g., payment gateways). We’re not responsible for their privacy practices—explore with care and curiosity!
12. Changes to This Policy
We may update this Privacy Policy to reflect new features or legal requirements. Changes will be posted here, and we’ll notify you via email for significant updates. Keep the energy flowing by staying informed!
13. Contact Us
Questions? Concerns? We’re here to help:
- Email: support@Panexy.com
- Phone: +385 1 234 5678
- Address: Ulica Example 123, Varaždin, Croatia
We’re excited to support your journey—reach out anytime, and let’s keep the momentum going!